59845 ZIP Code — Hot Springs, MT

Sanders County, Montana

ZIP code 59845 is located in Hot Springs, Montana, within Sanders County. It covers approximately 442.30 square miles and serves a population of 1,303 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 406.

About ZIP code 59845

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $173,500. Owner-occupancy sits near the national average at 67%.

Median household income is $29,194. Poverty affects 22% of residents, above the national average. SNAP benefit usage at 21% of households reflects economic stress in the area. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of diabetes (16%), smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 59845 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, a high rate of remote workers, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,303

population

442.30

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

59845 ZIP code map

Cities in ZIP code 59845

Below are the cities the US Postal Service accepts for ZIP code 59845. Using any city not on this list may result in mail delivery delays.

City	Status
Hot Springs	Acceptable
Hot Springs	Preferred

Nearby ZIP codes

59848 Lonepine (6.4 mi) 59859 Plains (11.2 mi) 59860 Polson (15 mi) 59915 Elmo (15.2 mi) 59910 Big Arm (15.3 mi)

Demographics updated 06/2026

Population
Total population	1,303
Population density	3 / sq mi
State FIPS	30
County FIPS	089

Geography
Land area	442.30 sq mi
Water area	2.50 sq mi
Latitude	47.6503
Longitude	-114.5607
Timezone	Mountain (MT)
Area code	406

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.5%	58.5%	44.2%
$50k – $100k	17.4%	29.6%	32.0%
$100k – $200k	6.4%	9.4%	19.2%
Over $200k	0.8%	2.6%	4.7%

Demographics & statistics

1,303

Population

People per sq mi

50.8

Median age

$29,194

Median household income

$25,645

Per capita income

$173,500

Median home value

$599

Median monthly rent

67.3%

Home ownership

21.5%

Poverty rate

7.1%

Unemployment

565

Housing units

18.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

113

45–54

102

55–59

60–64

123

65–74

111

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	220	16.9%
18 and over	1,083	83.1%
65 and over	365	28.0%
Median age	50.8 years

Race & ethnicity

White 83.2%

Two or more races 8.8%

American Indian / Alaska Native 5.1%

Hispanic or Latino 2.5%

Black or African American 0.4%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	1,112	83.2%
Two or more races	117	8.8%
American Indian / Alaska Native	68	5.1%
Hispanic or Latino	33	2.5%
Black or African American	5	0.4%
Native Hawaiian / Pacific Islander	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	75.5%	58.5%	44.2%
$50k – $100k	17.4%	29.6%	32.0%
$100k – $200k	6.4%	9.4%	19.2%
Over $200k	0.8%	2.6%	4.7%

Under $10k 9.3%

$10k–$15k 15.4%

$15k–$25k 16.4%

$25k–$35k 15.7%

$35k–$50k 11.2%

$50k–$75k 9.9%

$75k–$100k 8.3%

$100k–$150k 5.9%

$150k–$200k 5.0%

$200k+ 2.8%

Range	% of households
Under $10k	9.3%
$10k–$15k	15.4%
$15k–$25k	16.4%
$25k–$35k	15.7%
$35k–$50k	11.2%
$50k–$75k	9.9%
$75k–$100k	8.3%
$100k–$150k	5.9%
$150k–$200k	5.0%
$200k+	2.8%
Median income	$29,194

Housing

Home values

Under $50k 9.0%

$50k–$100k 13.9%

$100k–$150k 16.7%

$150k–$200k 16.7%

$200k–$300k 22.9%

$300k–$500k 13.1%

$500k–$1M 3.9%

$1M+ 3.9%

Housing overview

Metric	Value
Median home value	$173,500
Median rent / month	$599
Owner occupied	67.3%
Renter occupied	32.7%
Vacant	23.3%
Single-family detached	77.3%
Large apartment buildings	1.9%
Mobile homes	13.5%
Median rooms	4.9
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	8.9%
1990–1999	6.5%
1980–1989	9.4%
1970–1979	11.7%
1960–1969	7.8%
1950–1959	10.6%
1940–1949	13.0%
1939 or earlier	27.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.4%
1 bedroom	19.2%
2 bedrooms	33.2%
3 bedrooms	32.2%
4 bedrooms	8.5%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	30.3%
2 vehicles	36.3%
3 or more	27.3%

Heating fuel

Fuel type	%
Utility gas	1.0%
Electricity	42.2%
Propane / LP gas	15.6%
Fuel oil	9.2%
Wood	27.0%
Solar	0.5%

Households & families

Household type	Count	%
Married-couple family	256	44.3%
Cohabiting couple	29	5.0%
Male householder, no spouse	143	24.7%
Female householder, no spouse	150	26.0%
Households with children under 18	95	16.4%
Households with seniors (65+)	244	42.2%
Average household size	2.20

Marital status

Status	Male	Female
Never married	27.1%	17.8%
Married	49.1%	48.8%
Separated	1.9%	5.7%
Widowed	5.8%	10.2%
Divorced	16.0%	17.5%

Education

Less than 9th grade 5.6%

Some HS, no diploma 9.7%

HS graduate 40.4%

Some college, no degree 18.2%

Associate's degree 7.5%

Bachelor's degree 11.4%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	84.7%
Bachelor's or higher	18.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	7.4%
Kindergarten	7	3.0%
Elementary school	116	50.4%
High school	55	23.9%
College / grad school	35	15.2%

Employment

Industry of employment

Education & healthcare 32.0%

Arts, food & hospitality 12.5%

Construction 11.3%

Agriculture & mining 10.6%

Retail trade 7.5%

Other services 5.8%

Professional & management 5.5%

Transportation & utilities 5.0%

Information 3.1%

Manufacturing 2.9%

Public administration 2.4%

Wholesale trade 0.7%

Finance & real estate 0.7%

Occupation

Category	%
Management, business & arts	42.1%
Service	17.3%
Sales & office	16.8%
Natural resources & construction	8.2%
Production & transportation	15.6%

Employment type

Type	%
Private sector	75.2%
Government	10.6%
Self-employed	14.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	49.9%
Carpool	15.1%
Public transit	0.0%
Walk	8.8%
Work from home	24.9%
Other means	1.3%
Avg commute (minutes)	17.5

Poverty

All people 21.5%

Under 18 years 20.0%

18 and over 21.8%

Married-couple families 5.9%

Female-led households 58.3%

Income support

Source	% of households
Social Security	55.9%
Retirement income	19.7%
Supplemental Security	9.3%
Cash public assistance	0.7%
Food stamps / SNAP	20.9%

Health indicators

Condition	%
Obesity	33.7%
High blood pressure	40.5%
High cholesterol	34.8%
Diabetes	15.8%
Heart disease	11.1%
Stroke	5.8%
Asthma	11.5%
Arthritis	36.3%
Kidney disease	4.8%
Pulmonary disease	12.3%
Cancer	8.9%

Behavior / access	%
Smoking	23.8%
Binge drinking	16.6%
No physical activity	29.5%
Less than 7 hrs sleep	34.0%
Depression	23.0%
Fair or poor health	22.8%
Poor mental health	14.4%
Poor physical health	17.0%
No health insurance	14.8%
Visited doctor (checkup)	72.4%
Visited dentist	49.9%
Cholesterol screening	89.4%
Teeth loss	22.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	141	13.0%

Disability	%
Any disability	19.3%
Under 18	1.8%
18–64 years	16.0%
65 and over	38.0%

Health insurance coverage

Type	%
Private insurance	40.5%
Public insurance	60.3%
No insurance	12.2%
Uninsured under 19	21.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,254	96.2%
Spanish	17	1.4%
Other Indo-European	14	1.1%
Asian & Pacific Islander	0	0.0%
Other languages	2	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,260	96.7%
Born in same state	1,253	96.2%
Born in different state	486	37.3%
Foreign born	7	0.5%
Naturalized citizen	43	3.3%
Not a US citizen	14	32.6%

Ancestry

Ancestry	Count	%
French	144	11.1%
Polish	142	10.9%
Arab	94	7.2%
Italian	88	6.8%

Ancestry	Count	%
English	39	3%
German	22	1.7%
Dutch	13	1%
Irish	2	0.2%

Technology access

Metric	% of households
Computer access	44.4%
Internet access	81.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 59845

What city is ZIP code 59845 in?

ZIP code 59845 is primarily assigned to Hot Springs, Montana.

What county is ZIP code 59845 in?

ZIP code 59845 falls within Sanders County, Montana.

Does ZIP code 59845 have a large retiree population?

56% of households in ZIP code 59845 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 59845 have an older population?

28% of residents in ZIP code 59845 are 65 or older, above the national average of ~17%.

What is the poverty rate in ZIP code 59845?

22% of residents in ZIP code 59845 live below the poverty line, above the national average.

Does ZIP code 59845 have a large veteran population?

13% of civilians in ZIP code 59845 are veterans, above the national average of ~7%.

What timezone is ZIP code 59845 in?

ZIP code 59845 observes the MST timezone.